IPDC Supply Chain Finance Solutions
IPDC supply chain finance loan helps businesses manage short-term working capital needs, improve cash flow, and reduce payment pressure by offering flexible financing solutions that support smooth supplier payments and stable operations.
Apply nowChoose IPDC Supply Chain Finance Solutions for Businesses
IPDC supply chain finance solutions meet different business needs, including working capital management, supplier payments, and cash flow support, helping businesses maintain smooth operations and financial stability.
Factoring of Account Receivables
A Financial Transaction where a business sells its Invoices, at a discount, in exchange for immediate money.
Potential Client
- Small/Medium/Large companies involved with manufacturing/trading/service-oriented businesses.
- Minimum 3 years business experience in the present line of business.
- Entity should be proprietorship/ Partnerships/ Private Limited Company/Public Limited Company
Purpose
To meet up working capital requirements.
Facility Tenure
Minimum allowable tenure for this facility is 12 months (renewable)
Repayment
The debtor/buyer/corporate anchor will pay the full invoice amount directly to IPDC on or before the due date(s). After adjusting the advance payment along with interest and factoring charges, the balance amount.
Security
No tangible security required for Factoring facility but in case of other products collateral (cash security, registered mortgage) is required to secure the loan facility. Additional security can be ensured generally in the form of personal guarantee, post-dated cheques and one cheque covering the total finance amount.
Benefits
- Early Settlement of Accounts Receivables/ Payables
- Quick Fund availability to Suppliers
- Hassle free Supply Chain Management
Documents Required for Supply Chain Finance Application
| SL No. | Documents | Proprietorship Concern | Partnership Firm | Private Limited Company | Public Limited Company |
|---|---|---|---|---|---|
| 1 | Updated Trade License | ✓ | ✓ | ✓ | ✓ |
| 2 | 3 Year Old Trade License | ✓ | ✓ | ✓ | ✓ |
| 3 | Latest 12 months Bank Statement | ✓ | ✓ | ✓ | ✓ |
| 4 | National ID of Business Owners | ✓ | ✓ | ✓ | ✓ |
| 5 | Utility Bill of Business | ✓ | ✓ | ✓ | ✓ |
| 6 | TIN Certificate | ✓ | ✓ | ✓ | ✓ |
| 7 | Photograph of the Owners | ✓ | ✓ | ✓ | ✓ |
| 8 | Registered Partnership Deed | × | ✓ | × | × |
| 9 | Memorandum & Article of Incorporation, Form X and XII | × | × | ✓ | ✓ |
| 10 | Certificate of Incorporation | × | × | ✓ | ✓ |
| 11 | Board/ Partnership Resolution | × | ✓ | ✓ | ✓ |
| 12 | Environment Clearance Certificate | ✓ | ✓ | ✓ | ✓ |
| 13 | All Facility Related Offer Letters | ✓ | ✓ | ✓ | ✓ |
| 14 | Financial Statements of last 3 years | ✓ | ✓ | ✓ | ✓ |
Why Choose IPDC Supply Chain Finance?
Supply Chain Financing solutions take care of your short-term working capital requirements. At IPDC, we want you to focus on your goals as we are here to deal with all the obstacles. We are constantly working to introduce different payment-term strategies for different groups of suppliers with the goal to reduce your cost of goods and services and supply chain liquidity risk.
Improve cash flow and manage supplier payments with IPDC supply chain finance
Apply NowFAQ
What is Supply Chain Finance?
Supply Chain Finance is a financing solution that helps businesses manage working capital, improve cash flow, and support timely payments across the supply chain.
Who can apply for IPDC Supply Chain Finance?
Businesses involved in manufacturing, trading, distribution, and other commercial activities can apply, subject to eligibility criteria and business assessment.
How does Supply Chain Finance help businesses?
Supply Chain Finance helps businesses maintain healthy cash flow, manage short-term funding requirements, and ensure smooth supplier payments.
What types of financing are available under Supply Chain Finance?
IPDC offers supply chain financing solutions such as factoring, work order financing, and other working capital support facilities based on business needs.
Is collateral required for Supply Chain Finance?
Collateral requirements vary depending on the financing facility, transaction structure, and business profile.
What documents are required for a Supply Chain Finance application?
Businesses may need to provide company registration documents, financial statements, bank records, trade documents, and other relevant business information.
How long does the approval process take?
Approval timelines depend on the completeness of documentation, business evaluation, and internal review processes.
Can Supply Chain Finance be used for supplier payments?
Yes, Supply Chain Finance can help businesses manage supplier payments more effectively while improving overall cash flow management.
What are the benefits of Supply Chain Finance?
Key benefits include improved working capital management, better cash flow visibility, smoother supplier relationships, and reduced liquidity pressure.
Is IPDC Supply Chain Finance available across Bangladesh?
Yes, IPDC Supply Chain Finance solutions are available across Bangladesh, subject to eligibility requirements and branch coverage.
