Corporate Loans and Financial Solutions for Businesses
IPDC provides corporate financial solutions to support business expansion, working capital needs, and long-term growth. Whether you need a corporate loan or a business loan in Bangladesh, we offer financing solutions aligned with your business goals.
Apply nowChoose the Right Financial Solution for Your Business Needs
Strong businesses need strong financial backing at the right time. IPDC corporate financing solutions are designed to support expansion, capital investment, and long-term growth.
Lease Finance
Lease financing is provided for industrial machineries, commercial equipment, generators, vehicles, vessels, industrial large engines, etc. that will be newly procured. Lease facility may also be provided for already procured/in- use industrial machinery, commercial equipment, office equipment, generators, vehicles, vessels, engines, etc.
Eligibility
Loan Limit
BDT 50,000,000 to BDT 810,000,000 depending on client’s requirement & market exposure
Age of Business
More than 3 Years
Feature
- Financing may be extended up to 100% of the cost.
- Financing is offered usually for a term of 1 to 5 years.
- Very competitive interest rate.
- Repayment of lease rentals can be structured as monthly, quarterly, semi-annually or annually to match with cash flow of the company.
- Legal ownership will remain in the name of IPDC throughout lease period & will be transferred to the client after full adjustment/settlement of the facility.
Documents Required for Corporate Loan Application
| SL No. | Documents | Proprietorship Concern | Partnership Firm | Private Limited Company | Public Limited Company |
|---|---|---|---|---|---|
| 1 | Updated Trade License | ✓ | ✓ | ✓ | ✓ |
| 2 | National ID of Directors | ✓ | ✓ | ✓ | ✓ |
| 3 | ETIN Certificate | ✓ | ✓ | ✓ | ✓ |
| 4 | Photograph of the Directors/Owners | ✓ | ✓ | ✓ | ✓ |
| 5 | Registered Partnership Deed | × | ✓ | × | × |
| 6 | Memorandum & Article of Association | × | × | ✓ | ✓ |
| 7 | Form XII | × | × | ✓ | ✓ |
| 8 | Schedule X | × | × | ✓ | ✓ |
| 9 | Certificate of Incorporation | × | × | ✓ | ✓ |
| 10 | Board Resolution (as applicable) | × | × | ✓ | ✓ |
| 11 | Environment Clearance Certificate | × | ✓ | ✓ | ✓ |
| 12 | Audited Financial Statements (latest 3 years) | ✓ | ✓ | ✓ | ✓ |
| 13 | Credit Rating Report (Latest) | ✓ | ✓ | ✓ | ✓ |
Take the next step in your business journey with corporate financing from IPDC
Apply NowFAQ
What is the interest rate for IPDC Corporate Loan?
The interest rate for IPDC Corporate Loan varies based on factors such as business size, financial strength, loan amount, and repayment structure.
Who is eligible for corporate financing from IPDC?
Established businesses, corporations, and enterprises with valid registration and stable financial performance can apply, subject to eligibility criteria.
Can startups apply for corporate financing?
Corporate financing is generally designed for established businesses. However, startups may be considered under specific products if they meet the required conditions and demonstrate financial viability.
What types of businesses can apply for corporate loans?
Medium and large enterprises across manufacturing, trading, services, infrastructure, and other industries may apply based on IPDC financing guidelines.
How is corporate loan repayment structured?
Repayment is typically structured through scheduled installments based on the loan tenure, financing amount, and mutually agreed terms.
Is collateral required for corporate financing?
Most corporate financing solutions require collateral or security, depending on the nature of the facility and the overall risk assessment.
How long does corporate loan approval take?
Approval timelines depend on documentation, business evaluation, and internal review processes, with the duration varying based on the complexity of the application.
Can corporate loans be used for business expansion?
Yes, corporate loans can be used to support business expansion, capital investment, working capital requirements, and other strategic business needs.
Is corporate financing available across Bangladesh?
Yes, IPDC corporate financing services are available across Bangladesh, subject to branch coverage, eligibility requirements, and applicable regulatory guidelines.
