What is Bhalo Basha Home Loan?

It is a special initiative of IPDC Finance to address the lack of mortgage solutions for areas outside of metropolitan for middle-income families. From construction to renovation to purchase of a new house, this loan can be availed in small towns to union porishad, outside of metropolitan areas.

For what purpose can I get IPDC Bhalo Basha Home Loan?

Bhalo Basha Home Loan can be availed for apartment or house purchase, house construction, home renovation, home extension, or loan against a house, also known as home equity, in areas outside of Dhaka and Chittagong metropolitan areas.

What is the maximum amount of Bhalo Basha Home Loan?

Depending on home construction cost or apartment purchase at 90% of price value, starting from BDT 5 lac to up to BDT 1.0 crore can be availed through this loan.

What is the rate of Bhalo Basha Home Loan?

The interest rate on a Bhalo Basha Home Loan depends on the amount of the loan, the purpose of the loan, the category of applicant, etc.

Home Loan Outside Dhaka & Ctg - Across Bangladesh

Why Choose IPDC Bhalo Basha Loan

Purposefully designed for homebuyers outside the city - with nationwide reach, flexible financing, and a simple process that removes the barriers to home ownership.

The country’s most extensive home loan service network.
Easy application process with minimal documentation.
Comprehensive advisory services on home construction and home loan matters.
Loan facility of up to 90% of the property value.
Loan amount assessment considers the expected income from the property under construction.