Dedicated Relationship Manager
A personal banking support manager available to assist mariners with timely financial guidance and service needs.
Durjoy: Premium Financial Services for Bangladeshi Mariners
Durjoy is a dedicated financial proposition from IPDC for Bangladeshi mariners. Including officers, engineers, cadets, and crew members. From banking and savings solutions to financing facilities, priority support, and valuable lifestyle benefits, it is designed to support the financial well-being of seafarers and their families, both at sea and on shore.
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Why Choose Durjoy?
Durjoy brings stability and confidence to the financial journey of Bangladeshi mariners through structured support and reliable service access.
Preferential Interest Rates
Access competitive interest rates on deposits and loan facilities designed to support long-term financial planning.
Reduced Loan Processing Fees
Enjoy 50% waiver on loan processing charges, making financing more accessible and cost-effective.
IPDC Privilege Card Benefits
Access a range of lifestyle and partner benefits through the IPDC Privilege Card for added convenience.
Airport Lounge Access
Complimentary access to selected airport lounges for a more comfortable travel experience.
Airport Pick and Drop Service
Convenient transport support to ensure smoother travel during departures and arrivals.
Terms & Eligibility for Durjoy
Eligibility Requirement
Applicable only for Bangladeshi mariners holding a valid Seafarer Identification (SID).
Loan & Deposit Approval
All loan and deposit facilities are subject to IPDC’s internal policy, verification process, and final approval.
Rates & Charges Variation
Interest rates, fees, and associated benefits may change based on policy updates and prevailing market conditions.
Minimum Booking Period
A minimum commitment period of 6 months applies for value-added propositions under this program.
Eligibility Criteria
- Bangladeshi citizen
- Marine officers, engineers, crew members, or cadets
- Valid Seafarer ID / CDC
- Age: 22–65 years
- Valid employment contract
Documents Required for Durjoy Application
To support a smooth and timely assessment under Durjoy, applicants for financial services for seafarers in Bangladesh are required to submit standard identity, income, and employment documents before processing begins.
CDC / Seafarer ID
Seafarer Employment Contract
National ID (NID)
Recent photographs
Proof of income / Salary certificates
Bank Statements
Nominee details
Get started with Durjoy to access flexible financial solutions for Bangladeshi mariners through a simple, secure, and fast application process.
Apply Now
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Who is eligible for Durjoy?
Bangladeshi mariners including officers, engineers, cadets, and crew members with valid Seafarer Identification are eligible for Durjoy.
What benefits are included in Durjoy?
Durjoy includes banking solutions, savings options, financing facilities, priority support, and selected lifestyle benefits for seafarers.
Can I access loan facilities under Durjoy?
Yes, eligible mariners can access loan facilities under Durjoy, subject to IPDC policy, verification, and approval.
Are savings and deposit options available in Durjoy?
Yes, Durjoy offers savings and deposit solutions with competitive interest rates and flexible financial planning options.
Do I need to submit any documents for Durjoy services?
Yes, standard identity, income, and employment documents including Seafarer ID are required for verification and processing.
Is Durjoy available for seafarers working abroad?
Yes, Durjoy is available for Bangladeshi mariners working internationally, subject to eligibility and documentation requirements.
Can family members access Durjoy benefits?
Selected services and benefits may extend support to family members, depending on the specific facility and IPDC terms.
How do I get started with Durjoy?
You can initiate your Durjoy journey by submitting the required documents through IPDC’s official channels for assessment and approval.
