IPDC Teacher's Loan - প্রজ্ঞা
At IPDC, we believe that teachers are the foundation of a progressive nation. Your tireless dedication shapes generations, and for that, you deserve more than just gratitude, you deserve meaningful support. We proudly introduce Teacher’s Personal Loan: প্রজ্ঞা, a specially crafted financial solution to honor the noble teaching profession with enhanced benefits and personalized services.
Apply nowWhy Choose প্রজ্ঞা?
Personalized exclusively for teachers, this loan comes with thoughtful privileges that reflect the respect you deserve:
50% Discount on Processing Fee
Loan Amount: Up to BDT 25 Lac
No Collateral Required
Additional Income Considered – Tuition or coaching income is accepted
Faster Processing
Eligibility Criteria
- Full-time teachers from government, non-government, and MPO-listed schools and colleges, universities of both public & private
- Retired (from service) Teachers can also apply, provided they have any active income source
- Minimum Income: BDT 20,000 per month
- Age Range: 22 to 65 years or until retirement (whichever is earlier)
Loan Term and Amount
Amount
Up to BDT 25 Lacs
Term
Flexible terms from 6 months to 5 years
Documents Required
Documents Required
Completed and signed Application Form
Copy of NID (Applicant & Guarantor)
Bank Statements (last 6 months preferred)
Salary Certificate or Pay Slip
Proof/ Declaration of Tuition Income (if applicable)
Recent Photographs of applicants & guarantor
Valid Tax Return Copy
Recent Utility Bill
Apply Now
Your dreams matter, just like the dreams you help shape your students. Whether you're planning for your family, upgrading your lifestyle, or investing in your future, IPDC প্রজ্ঞা is here to walk with you.
FAQ
Who can apply for the Teacher’s Loan - প্রজ্ঞা?
Full-time teachers from government, non-government, MPO-listed schools and colleges, and universities. Retired teachers with an active income source are also eligible.
What are the special benefits of this loan?
• Lower interest rates • 50% discount on processing fee • Consideration of tuition/coaching income • No collateral required • Fast processing
What income proof is needed for tuition or coaching?
A declaration or proof of tuition income will be accepted.
Is this loan available for retired teachers?
Yes, retired teachers with any active income source can apply.
Download IPDC Teacher's Loan Application Form
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