Who can apply for an IPDC Personal Loan?

Salaried individuals, professionals, and self-employed persons with a stable and verifiable income source can apply based on eligibility criteria.

What is the maximum personal loan amount in IPDC?

You can get a personal loan of up to BDT 25 Lac depending on your income, repayment capacity, and eligibility.

No, IPDC Personal Loan is completely collateral free and does not require any security or guarantor.

The interest rate is competitive and varies based on income profile, loan amount, and eligibility assessment.

The repayment tenure ranges from 6 months to 5 years with flexible monthly installment options.

Salary income, co-applicant income, rental income, and other verified income sources are accepted.

Loan processing is completed quickly after document verification and eligibility assessment.

Yes, eligibility may be considered based on alternative verifiable income sources.

Yes, IPDC Personal Loan can be used for medical, education, travel, or other personal financial needs.

Yes, partial or full prepayment options may be available based on loan terms and conditions.